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Consumer Responsibility

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The Day After Thanksgiving
The day after Thanksgiving shares two consumer crowns, exemplifying the paradox that is the U.S. holiday season.
Is a New Credit File Under an EIN Legal?
Establishing a new credit file under an EIN is a credit repair tactic known as file segregation that can result in legal trouble for consumers.
The Dangers of Cash Advances
When fees and finance charges are factored in, cash advances cost much more than the amount issued by the ATM.
Life Insurance for Australians with a Mortgage
Australian home owners with a mortgage are encouraged to take out insurance to at least cover the level of the mortgage in the event of death or disability.
Take Out Restaurant Etiquette
Take-out food from a restaurant is must different than take-out food from a fast food joint or a mall court. Here's how you should behave.
Locating Sex Offenders in Your New Neighborhood
Most people who are buying a new home are often concerned with several characteristics of their neighborhood such as the schools, traffic, and especially their neighbors.
What to Do After Credit Card Theft
When credit and debit cards are stolen, there is a window of opportunity to protect the accounts associated with them. Quick action can lead to better outcomes.
Supporting the Local Small Business Owner
Buying locally not only helps neighbors, it helps the local economy. Here is why it is important that shoppers start in their own backyard.
Think Twice About Guzzling Gas
The temptation to drive to the corner store for milk is strong as is goosing semi-retired SUVs along the freeways because gas is cheap. Consumers should think again.
Understanding Identity Theft
What should the average person do to protect himself from identity theft? A brief look at the criminal mind of today.
The Economic Crisis of 2008
Once again, we find ourselves in economic turmoil and this time it is much more widespread than it was in previous years.
Food Co-ops Work for Everyone
A structural analysis of the food co-op; how co-ops work; co-op member responsibilities and benefits of co-op membership.